Employee Provident Fund

Transaction-based tracker — how EPF current value updates from passbook employee, employer, and pension amounts on monthly, interest, withdrawal, and lump sum rows.

Last reviewed 2026-07-23

Employee Provident Fund uses a transaction-based tracker.

You record ledger entries with Employee, Employer, and Pension contribution amounts; Invesh derives current value and period totals from those rows. It does not compute interest from a rate table on your behalf — you add Interest when it is credited. Pension is included in current value and also shown as its own total.

MetricRule
EmployeeSigned sum of Employee amounts in scope
EmployerSigned sum of Employer amounts in scope
PensionSigned sum of Pension contribution amounts in scope (included in current value)
InterestSum of employee + employer amounts on Interest transactions in scope
InvestedCurrent value − interest
Current valueEmployee + employer + pension across credits − withdrawals (same scope)
WithdrawalsSum of employee + employer + pension on Withdrawal transactions
ScopeAll companies or one selected company
HistoryDated transactions (year tabs on the dashboard)
FY summaryOpening, employee, employer, lump sums, interest, withdrawals, pension, closing per financial year
Trend chartInvested vs current value after at least one value-affecting transaction
DeleteRemoving a transaction removes that history point and updates totals

Transaction types: Monthly contribution, Interest, Withdrawal, Lump sum (opening / import).