Add a fixed deposit

Add one FD under a Fixed Deposit organization — type, principal, rate, start date, and tenure — with the guided Add one transaction form.

Last reviewed 2026-10-17

Add a single fixed deposit under an organization account. Current value and maturity are computed from the terms — you do not manually update a market price.

Prerequisites: permission to create holdings, and a Fixed Deposit organization (bank, corporate, or post office). See Add an investment account and Fixed Deposit.

Open the app as you go

Field labels match the guided Add one transaction flow in the Invesh app.

Open Fixed Deposit and pick an organization

Open Fixed Deposit from the Investments menu (or start from Explore Investment). Organization type is Bank, Corporate, or Post Office. Create the organization first if needed — the guided create asks bank / corporate / post office first, then the issuer and nickname.

Start Add one transaction

Open Add Deposit on the dashboard, then choose Add one transaction (or Add several (Bulk Add) for many rows, or AI Import for Artha). You can also continue with Add a deposit right after you create the organization account.

Enter deposit terms

The guided form picks the organization (if needed), then asks for deposit terms:

Deposit

FieldRequiredNotes
FD TypeYesCumulative, Payout, or Tax Saving
Invested Value (₹)YesPrincipal locked in
Interest Rate (% p.a.)Yes0–100
Start DateYesDeposit start
CompoundingNoDefaults to quarterly (typical for bank FDs)
Payout FrequencyWhen type is PayoutRequired for payout FDs

Tenure (total must be greater than zero)

FieldNotes
YearsInteger ≥ 0
Months0–11
Days0–30

Maturity date and amount are calculated automatically.

Optional reference

FieldNotes
FD / Certificate NumberOptional
NoteNominee, purpose, or other context

Save when validation passes. The finish screen confirms the deposit; use Add another or Done.

Verify

Confirm accrued value and maturity details on the Fixed Deposit dashboard. Check the maturity ladder when you have more than one deposit.

Tips

  • You usually do not need to update value — it accrues from the terms
  • Edit to correct rate, tenure, or type
  • When a deposit is matured, use Reinvest (same edit sheet) to roll principal or maturity amount forward
  • Book a brand-new FD as another deposit under the same organization
PreviousAdd a mutual fund holdingAdd one scheme position under a Mutual Funds platform account — units and NAVs — with the guided Add one transaction form.NextAdd a PPF transactionRecord a deposit, lump sum, interest, or withdrawal on a Public Provident Fund account with the guided Add one transaction form.