Add a fixed deposit
Add one FD under a Fixed Deposit organization — type, principal, rate, start date, and tenure.
Last reviewed 2026-07-14
Add a single fixed deposit under an organization account. Current value and maturity are computed from the terms — you do not manually update a market price.
Prerequisites: permission to create holdings, and a Fixed Deposit organization (bank, corporate, or post office). See Add an investment account and Fixed Deposit.
Open the app as you go
Field labels match the Add Deposits form in the Invesh app.
Open Fixed Deposit and pick an organization
In the sidebar, open Fixed Deposit (or start from Investment Explorer). Organization type is Bank, Corporate, or Post Office. Create the organization first if needed (nickname + organization name where required).
Start Manual Entry
Open Add Deposit on the dashboard, then choose Manual Entry (or Bulk Entry for many rows, or AI Import for Artha).
Enter deposit terms
Deposit
| Field | Required | Notes |
|---|---|---|
| FD Type | Yes | Cumulative, Payout, or Tax Saving |
| Invested Value (₹) | Yes | Principal locked in |
| Interest Rate (% p.a.) | Yes | 0–100 |
| Start Date | Yes | Deposit start |
| Compounding | No | Defaults to quarterly (typical for bank FDs) |
| Payout Frequency | When type is Payout | Required for payout FDs |
Tenure (total must be greater than zero)
| Field | Notes |
|---|---|
| Years | Integer ≥ 0 |
| Months | 0–11 |
| Days | 0–30 |
Maturity date and amount are calculated automatically.
Optional reference
| Field | Notes |
|---|---|
| FD / Certificate Number | Optional |
| Note | Nominee, purpose, or other context |
Save when validation passes.
Verify
Confirm accrued value and maturity details on the Fixed Deposit dashboard. Check the maturity ladder when you have more than one deposit.
Tips
- You usually do not need to update value — it accrues from the terms
- Edit to correct rate, tenure, or type
- When a deposit is matured, use Reinvest (same edit sheet) to roll principal or maturity amount forward
- Book a brand-new FD as another deposit under the same organization
Related
- Overview: Add a snapshot or holding
- Product: Fixed Deposit
- Reference: Tracker behaviors: Fixed Deposit (holdings + auto-accrual)