Bank Account

Track bank balances with simple dated snapshots — cash in Total Wealth and Artha worth, not in return figures.

Last reviewed 2026-10-13

Bank Account tracking keeps your cash balances in the wealth picture. You record available balance snapshots whenever you want — Invesh does not need every debit and credit.

Why it exists

Most households hold money in one or more bank accounts. Snapshots keep net worth accurate without turning Invesh into a full bank ledger.

How tracking works

ConceptMeaning
AccountOne bank account (nickname + bank name; account number / IFSC optional)
SnapshotAvailable balance as of a date
Latest balanceYour most recent snapshot (by date, then when it was created)
HistoryDated snapshots over time (trend chart)

Bank accounts do not use an “invested” amount the way stocks or mutual funds do — dashboards are balance / latest-snapshot centric. You can add more than one snapshot on the same date; the latest by date then creation time wins.

On the Wealth Dashboard, bank balances still count in Total Wealth. They are left out of the hero Invested figure and the hero gain / percent, so cash is not treated as profit. On Artha, the home Overall gain / % vs invested line uses the same rule — worth still includes bank cash; the return does not.

This is a snapshot-based tracker. See Tracker behaviors: Bank Account.

What you need to start

  • Bank name
  • Account nickname (for example Salary Account)
  • Current available balance

Account number, IFSC, and branch are optional.

Dashboard surfaces

  • Account switcher — All Accounts or one bank account
  • KPIs and snapshot table — follow the selected scope
  • Trend chart — on All Accounts, the combined balance trend; on one account, that account’s snapshot series labeled Balance for this account

Tips

  • Update the balance regularly so the Wealth Dashboard stays accurate
  • Track multiple banks as separate accounts
  • DICGC insurance context appears in-app as informational context for bank deposits — not advice
  • To remove a wrong snapshot or account, confirm the exact rows first — Delete investment rows safely
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