Artha

Artha is Invesh’s in-product AI wealth assistant. Ask in plain English about your portfolio, request a change, or attach a statement — without giving up control over what gets written.

Open Artha from the sidebar, or start from a type dashboard with AI Import / Import with Artha (see below).

Composer hints in the app: Attach files · Uses your Invesh data · Private & encrypted.

What Artha is for

Asking questions about holdings and portfolio context available to the assistant
Uploading PDFs, images, or spreadsheets so Artha can extract candidate data
Guided create flows for live types (create account, add snapshot, add holding, add PPF or EPF transaction, review many creates at once)
Proposing changes that you review before they are applied

From a live type dashboard, Add → AI Import (or Import with Artha in the setup wizard) opens a new Artha chat with the composer already filled for that product — for example Help me add holding to Stocks or Help me add transaction to EPF.

The message is not sent automatically. Edit it, attach a statement, then send when you are ready.

What Artha is not

Not a licensed financial advisor and not a guarantee of investment outcomes
Not an unsupervised bot that silently edits your ledger — write paths require your approval
Not a substitute for type dashboards — it complements tracking

Document import loop

Start a conversation or upload a file in Artha
Artha extracts or proposes structured data (accounts, snapshots, holdings, or PPF / EPF transactions)
You review what will be written
When you Approve, Invesh applies the change and dashboards update

If something looks wrong, reject or edit rather than forcing a bad import through.

While Artha works, you may see Thinking, Awaiting approval, and Approve states in the chat.

Assisted create flows (live types)

From Artha you can start focused flows for the enabled types:

Intent	What you do
Create account	Start an account for bank, stocks, US stocks, mutual funds, fixed deposit, Public Provident Fund, or Employee Provident Fund
Add bank snapshot	Record a balance for a bank account
Add one holding	Add a stock, US stock, mutual fund, or fixed deposit position
Add PPF transaction	Add a deposit, lump sum, interest, or withdrawal
Add EPF transaction	Add a monthly contribution, interest, withdrawal, or lump sum with employee, employer, and pension amounts
Add many holdings	Add many stock, US stock, mutual fund, or fixed deposit rows at once

Reviewing many creates at once

When Artha stages two or more creates of the same kind (accounts, balance snapshots, holdings, or PPF / EPF transactions), the workflow card shows a summary row instead of listing every item in chat.

Open Review & approve to edit and approve the batch on a dedicated review page
Holdings are grouped by broker or platform account — if Artha stages stock holdings for two brokers, you see two rows (for example, “Add 2 stock holdings · My Zerodha” and “Add 2 stock holdings · Groww Portfolio”), each with its own review sheet
Each holdings review sheet uses the same account selector as Bulk Entry, preselected to that broker or platform — change it only if you need to move the batch
Account creates, balance snapshots, and PPF / EPF transaction batches still group by kind (not by account)
A broker or platform with only one staged holding uses the usual one-step Review & approve row
Large holdings batches use the same paginated spreadsheet as Bulk Entry (50 rows per page by default, footer total, Save All for the full set)
After you approve some rows, the summary count shows what is still pending
Only the next ready step shows Review & approve; other steps stay in order
Rows you remove on the review page stay pending in chat until you handle them — they are not created

Possible duplicates

When a staged create looks identical to something you already have — or to another row in the same batch — Artha shows a soft Possible duplicate warning. It is advisory only; you can edit, remove the row, save anyway, or cancel.

Single review (one snapshot or transaction): an amber notice appears above the form
Bulk review: flagged rows show an amber warning icon (instead of the row number) and a light amber tint; hover the icon for whether the match is another row in this batch or a record you already have

Uploaded files also appear in the workspace Files library for later download.

From the composer, Recent files lets you attach uploads you already have. It uses the same list/grid library views and type filters as Files. Removing a saved library file from the chat only detaches it from that message — it stays in Files until you delete it there.

Privacy and trust

Treat uploads as sensitive financial documents. Prefer official Invesh app surfaces; do not paste secrets into untrusted channels.