Wealth Dashboard

The Wealth Dashboard is the home view of your tracked wealth. It combines every live investment type you use — bank accounts, stocks, US stocks, mutual funds, fixed deposits, Public Provident Fund, and Employee Provident Fund — into one net-worth picture.

Open it from Dashboard in the top navigation, or from the mobile bottom bar.

What you see

Area	Purpose
Total Wealth	Combined current value across every type you track, including bank balances (US stocks only when a usable USD/INR rate is available — see below)
Invested	Cost basis from buy and deposit transactions for non-bank types. Bank balances are not included (the label’s tooltip says so). Opening balances and current-value snapshots do not count as invested
Gain / loss badge	Non-bank current value minus non-bank invested, with percent vs that invested base. Hidden when there is no positive non-bank invested base (for example bank-only), so you do not see a misleading +0%, Infinity, or a gain that is only cash
Performance card	Money-added trend with ranges (1M, 6M, 1Y, All), Today's value matching Total Wealth, and a rupee Change incl. money added when history is strong enough
Type rollups	Cards per tracked type with invested, current, and gain (bank cards emphasize balance; gain/loss does not apply on the Bank row)
Attention strip	Quick actions (Explore Investment, open Artha, notifications)
Activity preview	Recent activity entries
Goals rail	Shortcut into goals from the same surface

Exact chart labels evolve with releases; see Releases.

Performance card

The Performance card is subtitled Money you've added over time. It shows how money into the portfolio moved across the selected range, with the chart’s last point pinned to the same total as the hero Total Wealth.

Label	Meaning
Today's value	Matches Total Wealth for the same view — not a separate reading of the trend series alone
Change incl. money added	Rupee change from the range start to today, including money you added. There is no percent on this card
Start	The range’s opening money-added amount and month, when the chart is shown
Ranges	1M, 6M, 1Y, and All

When there is not enough history (for example only one month of points, a missing series while you still have holdings, or a zero opening baseline), the card still shows Today's value and the note Your change will show once you have entries from two different months. — not a misleading rupee change or percent.

If you have no investments yet and the All range has no series, the empty chart says Add investments to see your portfolio over time. Other empty periods say No data for this period.

Bank balances vs Invested and gain

Bank balances still count toward Total Wealth
They do not count toward the hero Invested figure or the hero gain / percent
On the Bank type row, gain/loss still does not apply — that is unchanged

That keeps cash in your net-worth total without treating a bank balance as profit.

US stocks and the USD/INR rate

US stock amounts are stored in USD. The Wealth Dashboard converts them to INR when a usable USD/INR rate is stored — a finite number greater than 0. An older quote, a future fetch time, or a stale or flagged mark does not hide that rate.

When the rate is missing, zero or negative, or not a real number (for example NaN or Infinity):

US stocks stay out of Total Wealth, the hero Invested and gain figures, allocation shares, and charts built from those totals
A notice titled US stocks are excluded from this view explains that US stocks are excluded from totals, allocation shares, and charts until a USD/INR rate is available
A muted Rates By Exchange Rate API link sits with that notice
On the Performance card, the chart and Start row stay hidden; Today's value still matches the (US-excluded) Total Wealth, with the short note Excludes US Stocks — the USD/INR rate isn't available right now.
Your US Stocks dashboard still shows holdings in USD (and stays in USD if you use the INR toggle without a usable rate)

When a usable rate is in use and US stocks are part of Total Wealth, a muted Rates By Exchange Rate API link appears under the Total Wealth figure. Hovering Total Wealth (or another converted US amount) shows the rate used and rate as of a short calendar date for the quote’s fetch time (for example 17 Oct 2026), not a raw timestamp. When a usable rate returns after an exclusion, US stocks rejoin the INR rollup and the notice goes away. See US Stocks.

When data is loading, incomplete, or stale

If the portfolio cannot load at all, you see a full-page Artha status screen titled We could not load your portfolio with Retry
If some feeds fail while others succeed (portfolio sync, performance trend, or recent activity), a notice explains what could not update; available figures stay on screen
Missing or unusable USD/INR for US stocks uses the dedicated notice above — not a generic “some data could not be updated” line that still mixes raw USD into INR totals
Next to Total Wealth, Invesh shows how recent the last successful update is and offers Refresh
Missing totals show Data unavailable (or similar) instead of a silent ₹0

Shared patterns across the app are explained in Loading, empty, and error states.

How it relates to type dashboards

Wealth Dashboard — “how am I doing overall?”
Type dashboards — deep dive for one type (for example bank balance history or stock holdings table)

Each type updates differently (snapshots, holdings, or transactions). See Tracker behaviors.

Getting a useful picture

Add a bank account if you want cash in the rollup
Add stocks, US stocks, mutual funds, fixed deposits, Public Provident Fund, and Employee Provident Fund you actually hold
Keep balances, prices / NAVs, and PPF / EPF transactions reasonably current (or rely on FD auto-accrual)

Loading, empty, and error states
Artha (home % vs invested also skips bank cash)
Investment types
Portfolio tracking (short overview)
How-to: Get started
How-to: Complete onboarding

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