Public Provident Fund
Track one or more PPF accounts with deposits, lump sums, interest, and withdrawals — balance builds from your transaction history.
Last reviewed 2026-07-18
Public Provident Fund (PPF) tracking records the money that moves through each PPF account. You add transactions (deposits, lump sums, interest, withdrawals); Invesh derives balance, contributions, and interest from that history.
Why it exists
Many households hold PPF at a bank, at India Post, or both. Invesh lets you track more than one account, switch between All Accounts and a single account, and see a financial-year summary alongside the transaction list.
How tracking works
| Concept | Meaning |
|---|---|
| Account | One PPF account (nickname + bank or Post Office; opening date required) |
| Transaction | A dated deposit, lump sum, interest credit, or withdrawal |
| Contributions | Sum of Deposit and Lump sum amounts |
| Interest | Sum of Interest transactions you record |
| Withdrawals | Sum of Withdrawal amounts |
| Current value | Contributions + interest − withdrawals (from the scoped account or all accounts) |
Transaction types in the form:
| Type | Use for |
|---|---|
| Deposit | Regular or annual contributions |
| Lump sum (opening / backdated) | Opening balance or backdated catch-up |
| Interest | Interest credited by the bank or Post Office |
| Withdrawal | Allowed withdrawals you want reflected in balance |
This is a transaction-based tracker. See Tracker behaviors: Public Provident Fund.
What you need to start
- Organization type: Bank or Post Office
- Account nickname (for example My PPF)
- Account opening date
- For bank accounts: bank name
Optional reference fields (account number, IFSC, branch, certificate number, Post Office branch code, CIF ID) help you recognise the account later.
Dashboard surfaces
- Account switcher — All Accounts or one account; add another PPF from the same menu
- KPIs — current value, contributions, interest, and withdrawals for the selected scope
- FY-wise summary — opening, deposits, lump sums, withdrawals, interest, and closing by financial year
- Balance trend — chart after you have at least one transaction
- Transaction table — date, amount, type, optional description; All Accounts shows an Account column and hides Balance
On small screens, Balance and Description are hidden by default (you can show them from column customize).
Keeping values current
- Add a transaction when you deposit, record interest, or withdraw
- Use Lump sum when you need an opening or backdated contribution that is not a normal deposit
- Edit or delete a transaction to correct history — balance and FY totals follow the ledger
- You can skip the first transaction during setup and add data later from the dashboard
Related
- How-to: Add an investment account
- How-to: Add a PPF transaction
- Overview: Add a snapshot or holding
- Artha — assisted create account and transaction review